Loan Analyst
mcl finance · London, England, United Kingdom
Loan Application Analyst 📍 London About MCL Finance Since 2018, we've helped over 2,000 SMEs across the UK and UAE access the capital they need to grow — fast, clear, and with care. We believe finance should work better for the people building our economy: fewer hurdles, faster answers, and support that actually feels human. We back ambition with real funding and smart tools, backed by a team that gets what running a business takes. Our model puts people over paperwork — we work with brokers and business owners to deliver funding that fits, without the faff. 🎯 Our Mission To reshape SME finance and level the playing field for good — giving ambitious businesses the fast, fair funding they need to build what's next. The Role The Loan Application Analyst plays a critical role in maintaining the speed and quality MCL is known for. You'll prepare files for underwriting, "scrubbing" applications so bank statements are clean, understood and ready for decisioning — a fast-paced, precise role that's a great entry point into SME lending for someone hungry to build a career in finance. Key Responsibilities Work through and verify loan application bank statements for accuracy, clarity and completeness Identify errors, missing information, and inconsistencies in application packs Liaise with underwriters, brokers and internal teams to clarify and correct submissions Maintain a daily log of scrubbing activity and recurring issues to drive process improvements Support the operations and credit teams to ensure only clean files move to decisioning 🔍 What We're Looking For A finance, accounting, or related degree Strong Excel skills Excellent attention to detail and comfortable working with data, documents, and financial records A steady, hungry attitude — ready to get stuck in, no ego Strong organisational skills and able to meet tight deadlines Clear, efficient communicator, internally and with external brokers Bonus Previous experience in financial services, lending, or quality assurance Our Offer Salary: £30,000 25 days annual leave (plus bank holidays) Private health insurance with AXA Income protection Life assurance Statutory pension Fully stocked snacks, drinks, and coffee machine Monday lunch on us! 👋 Think you're a fit? Let's talk.